Survival budget

Galin's Payday Split

Start with payday, pay the rent, then divide what is left into pockets.

Income

Left after kosan

Rp 6.300.000

Rent eats

22% of payday

Pocket split

Adjust each pocket to match your month.

Allocated

Rp 5.400.000 / Rp 6.300.000

86% planned+Rp 900.000 free

Eating

Daily meals + occasional coffee

Rp 2.500.000

39.7%

Gas / Transport

Commute, gas, parking, Grab

Rp 1.000.000

15.9%

Essentials

Groceries, toiletries, bills

Rp 1.200.000

19.0%

Subscriptions

Fixed monthly tools

Rp 700.000

11.1%

  • CursorRp 300.000
  • Claude ($20/mo)Rp 320.000
  • Apple iCloudRp 80.000
  • TotalRp 700.000

Misc

Flex - trimmed to fund subscriptions

Rp 0

0.0%

Daily / weekly guide

Eating

Rp 625.000 / wk

Rp 83.333 / day

Gas / Transport

Rp 250.000 / wk

Rp 33.333 / day

Essentials

Rp 300.000 / wk

Rp 40.000 / day

Subscriptions

Rp 175.000 / wk

Rp 23.333 / day

Misc

Rp 0 / wk

Rp 0 / day

Unallocated bufferRp 900.000 / mo